Live Where You Work CT Up to $20,000 in 0% downpayment assistance for first time homebuyers purchasing homes in the city where they work (Flyer: English).SmartMove NY Low interest downpayment assistance for NY first time homebuyers for up to 20% of the purchase price.SmartMove CT Low interest downpayment assistance for CT first time homebuyers for up to 25% of purchase price when used for down payment and qualified closing costs.
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See the full list of available loan products below to discover what HDF can make possible for you! Available Loan Products This is because many of our loan products are stackable, helping make homeownership affordable and sustainable.
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On top of HDF’s free advice, first time homebuyers can take part in a number of our downpayment and closing cost programs. Most importantly, all of HDF’s first time home buyer advice is completely free of charge! To get started, use the link above to create a profile and securely upload your documents.įor HDF’s purposes, a “first time home buyer” is someone who has not owned a home at any time over the last 3 years. Together you will develop an action plan to increase savings, reduce debt, and identify programs that work for you. To ask a specific question about one of our programs, please select “First Time Homebuyer Program” on our contact form and we will get in touch with you via email.įor a quick overview of our programs and services, watch our video below.Īt HDF, all clients work one on one with an adviser to chart a path to homeownership from start to finish.
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Check out our resources to find out how to get back on track If all of the above statements are true, click below to create a profile and get started with HDF!
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If any of the above statements are false, HDF is not currently your best option. Please review the Income Limits for counties in SmartMove Connecticut, SmartMove New York, and our other programs in both New York and Connecticut. Income eligibility is determined using household income. I/We are Income Eligible for HDF programs. citizens or permanent resident aliens- view our list of acceptable visas.ħ.
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I/We have NOT had a bankruptcy in the last 4 years.ģ. Applicant, co-applicants, and non-borrowing spouses must also be first-time homebuyersĢ.(This is HDF’s definition of a First Time Homebuyer.) I/We have not owned a home in the last 3 years. We are there every step of the way to help you succeed in buying your new home!īefore creating an account, Check Your Eligibility Here: Are the following statements true or false?ġ. HDF can make buying your first home affordable with our first time home buyer education and downpayment assistance programs.